TAN #178: If TANning were an Olympic sport ... (Page 39)

we are in agreement here.  about the coffee, maybe not the good morning, though.

Coffee makes the morning.  That and the fact that I saved a boatload on car insurance! 

we are in agreement here.  about the coffee, maybe not the good morning, though.

Insurance talky talk? Here's one.

My home insurance company sent me a letter earlier in the year saying I had to remove some vine growth from the side of my house. Fair enough (actually it was not fair since the rule is coverage of more than 25% of your dwelling and it was NOT, but I digress). Apparently they'd been roaming around snapping photos of houses they cover - excellent, big brother. I had until June 30 or something. Well the WEEK BEFORE my deadline, I get a letter saying that because I did not comply, I was being dropped. 

When I called to ask, they back-peddled and said they send these letters out early so homeowners take care of their stuff before the policy runs out (my policy was up July 28) - basically they screwed up but never apologized. They'd even sent a copy to my bank, etc. I took care of the vines well within the deadline but I was ticked off for sure. Don't give me a deadline if you're going to threaten to drop me before it even passes!

Need to shop around but am lazy.

Insurance talky talk? Here's one.

My home insurance company sent me a letter earlier in the year saying I had to remove some vine growth from the side of my house. Fair enough (actually it was not fair since the rule is coverage of more than 25% of your dwelling and it was NOT, but I digress). Apparently they'd been roaming around snapping photos of houses they cover - excellent, big brother. I had until June 30 or something. Well the WEEK BEFORE my deadline, I get a letter saying that because I did not comply, I was being dropped. 

When I called to ask, they back-peddled and said they send these letters out early so homeowners take care of their stuff before the policy runs out (my policy was up July 28) - basically they screwed up but never apologized. They'd even sent a copy to my bank, etc. I took care of the vines well within the deadline but I was ticked off for sure. Don't give me a deadline if you're going to threaten to drop me before it even passes!

Need to shop around but am lazy.

JamesenyummyhottietriathletespawningdudiehopetodayisbetterthanaRIOTforyou.

Insurance talky talk? Here's one.

My home insurance company sent me a letter earlier in the year saying I had to remove some vine growth from the side of my house. Fair enough (actually it was not fair since the rule is coverage of more than 25% of your dwelling and it was NOT, but I digress). Apparently they'd been roaming around snapping photos of houses they cover - excellent, big brother. I had until June 30 or something. Well the WEEK BEFORE my deadline, I get a letter saying that because I did not comply, I was being dropped. 

When I called to ask, they back-peddled and said they send these letters out early so homeowners take care of their stuff before the policy runs out (my policy was up July 28) - basically they screwed up but never apologized. They'd even sent a copy to my bank, etc. I took care of the vines well within the deadline but I was ticked off for sure. Don't give me a deadline if you're going to threaten to drop me before it even passes!

Need to shop around but am lazy.

That one would have got them dropped on principal.  I would even pay a little more in that situation.  The idea that they are out taking pictures of your house?  Yep, that's cause for me to yank them.

i kind of agree.  call the first guy that stuffs a flyer in your mailbox.  i get them all the time. 

is the picture thing normal?  i live in a HOA, so the HOA does annual drive-bys and sends out nastygrams, but i've never heard of insurance doing that.