New but motivated

Hi, I'm Peter Larson from Cedar Falls/Iowa City, IA.  I've been thinking of doing triathlons for a while here and I finally got everything I needed - I went out and purchased a bike the other day (it's a specialized bike...) I am a college student and I currently run track for my university.  I'm very excited about beginning a new "career." 

My current problem is trying to figure out what program I should be on.  I can handle more than a beginner program has to offer.  I tried using the calender thing and my own training log but it just doesn't seem to look at all like any of the pictures showed it to look.  I was also curious if it would be worth it/necessary to upgrade to the bronze or silver package, as a college student I don't have much money for that but I'd be willing to.

I would appreciate it if I could get ANY information at all! Thank you for everything, I will continue to look around the site and tinker with things - hopefully I'll figure something out.