Subject: first bike fall - liability? Well I'm officially in the "have fallen" category now, trying to decide if that is good or bad! I broke my wrist and there's talk of surgery, so I am now out of all swim and bike workouts (not to mention racing ) for the better part of the summer. Not to mention no violin student income for the summer.
In this accident, it was entirely my fault. I took a tight (180 ) turn too wide and nearly ran some one over. Luckily they stayed on their bike while I went down. Definitely a matter of her having more bike experience, and me not enough experience.
My question is this:
If she had fallen too, would I be responsible for her injuries/bike? I just can't get over the thought that maybe I can't afford this sport if that is the case. My own injuries are going to cost hundreds, even with insurance, and might cost me my violin studio which I've had for about 20 yrs. I'm not afraid of getting back on the bike, but I am definitely afraid of being sued. I don't claim to be good at this sport, I stick to the trails and don't go fast, but I'm going to make mistakes no matter how hard I try.
Can I afford (financially! ) to be a biker?? |