Sprint Tri race predictions!

I have my first Tri of the season coming up next weekend! I'm excited, it is the first time I've really taken care to train consistantly in running and biking.

I invite you all to predict what my time will be =)

The course is in Fayetteville, NY and is put on by the Syracuse YMCA. The swim is 1/2 mile, followed by a 12.5mi bike (with a killer hill at mile 11) and a flat, fast 5k trail run.

I'm armed this year with a new, fast bike (I rode a 35lb steel frame road bike my two previous races). I've ran more in the past two months than the rest of my life combined! I anticipate a strong performance =)

My previous splits have been:
Swim - between 8 and 12 minutes
Bike - between 47 and 49 minutes
Run - between 27 and 28 minutes

This year I expect all three splits to be faster. How fast will I go? Closest prediction wins a prize!