Trump and the dismantling of Obama's legacy

You need to spend about 5 minutes on the west coast and you'd realize that Obama wasn't even close to the far left.

I don't understand why Trump doesn't grab them!

I think the majority of his EO's have been to unwind Obama EO's so easily argued either way.

Obama's big challenge when it comes to his legislative victories is that the vast majority of them were simply legislating via EO which isn't how it's supposed to be done.  Outside of the ACA I can't think of any major accomplishments he had (I could be wrong).  No question that he didn't have a friendly congress after they lost the majority, but the reason they lost the majority is because they pushed in a way Americans weren't comfortable going.

I wish I could get real numbers on the ACA and enrollments because I truthfully believe that virtually nobody is using it.  The only part of ACA that was "successful" was the expansion of medicaid because it simply gave free healthcare to millions more people.  Outside of that the whole exchanges and outrageous insurance premiums were unobtainable for anyone.

I know maybe a handful of people who are in the spot of needing to use Obamacare and not a one of them are paying for it because it virtually costs more money than they make (even with the subsidies).

Not to mention that there are hyyyyuge deductibles before you are even covered.  This whole "people losing their health care" is a bunch of BS.  Those on Obamacare never really had it in the first place (minus the expansion in Medicaid as noted above).

Just off the top of my head, I think Dodd-Frank clamped down on a lot of the crazy bets our financial sector was making.  I'm pretty sure Wall Street and big banking still hates it which means it's probably not a bad thing for the average joe

Edit: that was while he still had the majority though, true.

Dodd-Frank is mostly window dressing...to think it actually modified bank risk is foolish.  Publicity did as much to force banks to modify risk strategies and banks hate D-F because it is expensive.  

I'm far from an expert on Dodd-Frank, but from what I know I believe it went too far.  I've suffered heavily as a business that hasn't been able to get financing from banks. We basically do services and product resale so we're not heavy in assets.  So banks are forced by the feds to only lend to companies that have assets to cover money loaned which has forced me to grow very slowly through cash flow versus using a bank.  Sure, one can argue that's a good thing, but from an overall economy standpoint me and 100,000 other small business just like me are all having to do the same thing.

Remember, banks are in business to make money and stay in business.  They will never take risks beyond their comfort levels.  Where we got in trouble before was the Federal government backing every single mortgage on earth so banks went to town loaning money.  It wasn't that they were giving out risky loans, it's that the federal government was backing said risky loans.  You could tell banks they can give a mortage to anyone at any income today with no federal guarantee and they'd laugh at you and only give at the level they're comfortable with.
I am good friends with a couple bankers that have ownership interest in their bank and they both have zero issues with loaning me money and have told me straight up that we're good to go, but they have to follow federal guidelines which legally prevent them from loaning me money for growth and expansion.

I honestly don't know if these restrictions are from dodd-frank or some other entity, but it really ticks me off.

Well I'll admit that making an example of Lehman Brothers probably did more to scare the rest of them straight than anything else.