Calling all Bay Area assistance!

You can always go to Forward Motion Sports in Danville, lots of nice people there and they used to have a club too with group OWS and runs I don't know if they still do that. (http://www.forwardmotion.com/tristore.html) 

If you are willing to travel and spend some money I recommend Total Body Fitness (http://www.totalbodyfitness.com/)

Good luck!

where do you live? you are sooo going to be ok...I was a smoker and at 200 lbs when I started triathlons...I have now quit smoking...lost over 40 lbs and have actually medalled or podiumed in some of my tris....I was not a swimmer and still dont think I am!! as for shedding pounds...that will happen as you continue to workout....for the run portion...many alite athletes are now doing the run/walk for all thier running races...whether tris/marathons/10ks. for this you will begin running say 3 minutes and walk 1...then you run another 3...walk one...this is 3:1...then as you build your strength you will then move up to 4:1 then 5:1...you may even want to do the 1:1 to begin with...whatever it takes to get you going....I find that even as a runner, I do better with a run/walk race then running straight thru! you end up passing more runners at the end as you have conserved some of the energy for the end....this was a theory passed on to me at a triathlon meeting by a olympic runner....good luck...

as for biking...ride, ride and ride some more...the more you get used to your bike and your gears the better and easier the riding will be....get some nice padded shorts for those long rides! otherwise you will be paying the price the next day or so....

GOOD LUCK! contact me if you want to go ride/run/and help me to swim!