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2008-05-13 9:05 AM
in reply to: #1398749

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Champion
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Subject: RE: TAN 24: TANgerine Speedo..
Rynamite - 2008-05-13 8:56 AM

mr2tony - 2008-05-13 9:53 AM Morning TAN. We picked up our second win last night 10-4. We're now 2-1 on the season. I played three innings in the outfield. None hit to me. Got one at bat. I struck out. I did get to pitch two more innings. First guy got a hit, then we turned a double play, then the rest either struck out or grounded out. So, two innings, one hit, two Ks and no runs. My ERA is now 3.5 in four innings of relief.

You should try out for an indie league team...



Is that like one of those teams that plays on all-natural grass and is called the `Chicago Mother Earths' or something like that?


2008-05-13 9:07 AM
in reply to: #1398771

Subject: ...
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2008-05-13 9:07 AM
in reply to: #1398776

Champion
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Chicago
Subject: RE: TAN 24: TANgerine Speedo..
Rynamite - 2008-05-13 9:04 AM

mr2tony - 2008-05-13 10:02 AM
CubeFarmGopher - 2008-05-13 8:58 AM
Sprint_DA - 2008-05-13 9:30 AM
Rynamite - 2008-05-13 8:25 AM

So... I read this mortgage calculator formula thing that basically said you could spend 32% of your gross income on a mortgage. WTF? Umm... I suppose you could, if you wanna sit in your house and not do anything else for 30 years. No wonder so many people are in trouble. "Let's get an ARM that takes up 32% of our GROSS income, and live like a rockstar for a couple years until the payment goes up so much that we end up losing our house, yeah!!!"

Sheesh.

Yeah, those mortgage calculators are dumb...people use them and think they can afford way more house than they really can. People really need to stop confusing gross and net. If you spend 32% of your gross on the house and 33% goes to taxes, that doesn't leave much for other things, like eating.

Yeah.  I've always been told that you should spend no more than 25% of gross or 33% of net for your housing.

Unfortunately, mortgage brokers were approving up to 40% of gross for people.

When I was married, we qualified for a mortgage that would have absorbed ~55% of our net earnings on a 7year Interest Only ARM.  If I had no brains, I would be one of those poor people filing for bankruptcy and foreclosure right now. 

Fixed.

Yeah, it's amazing. I dunno how anyone could be that stupid.

I really don't want a mortgage. I like wearing designer jeans and flying wherever I want, whenever I want



Someday, youngster, you're going to have to move out of mom's basement. I mean, it's all good right now, but someday you'll be that creepy 30-something who lives in his parents' cellar.
2008-05-13 9:07 AM
in reply to: #1398778

Subject: ...
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2008-05-13 9:08 AM
in reply to: #1398784

Subject: ...
This user's post has been ignored.
2008-05-13 9:12 AM
in reply to: #1398785

Champion
34263
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Chicago
Subject: RE: TAN 24: TANgerine Speedo..
Rynamite - 2008-05-13 9:07 AM

mr2tony - 2008-05-13 10:05 AM
Rynamite - 2008-05-13 8:56 AM

mr2tony - 2008-05-13 9:53 AM Morning TAN. We picked up our second win last night 10-4. We're now 2-1 on the season. I played three innings in the outfield. None hit to me. Got one at bat. I struck out. I did get to pitch two more innings. First guy got a hit, then we turned a double play, then the rest either struck out or grounded out. So, two innings, one hit, two Ks and no runs. My ERA is now 3.5 in four innings of relief.

You should try out for an indie league team...

Is that like one of those teams that plays on all-natural grass and is called the `Chicago Mother Earths' or something like that?

Ummm, sure.

Actually, it's those teams that pay their players $200/ week... for the glimmer of hope that maybe someday a scout will see them and want them for their single A pro team... where they'll make $206/ week



Oooh! Where do I sign up!? No, I've reconsidered. I like eating too much.


2008-05-13 9:12 AM
in reply to: #1398780

Subject: ...
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2008-05-13 9:13 AM
in reply to: #1398787

Champion
34263
500050005000500050005000200020001001002525
Chicago
Subject: RE: TAN 24: TANgerine Speedo..
Rynamite - 2008-05-13 9:08 AM

mr2tony - 2008-05-13 10:07 AM
Rynamite - 2008-05-13 9:04 AM
mr2tony - 2008-05-13 10:02 AM
CubeFarmGopher - 2008-05-13 8:58 AM
Sprint_DA - 2008-05-13 9:30 AM
Rynamite - 2008-05-13 8:25 AM

So... I read this mortgage calculator formula thing that basically said you could spend 32% of your gross income on a mortgage. WTF? Umm... I suppose you could, if you wanna sit in your house and not do anything else for 30 years. No wonder so many people are in trouble. "Let's get an ARM that takes up 32% of our GROSS income, and live like a rockstar for a couple years until the payment goes up so much that we end up losing our house, yeah!!!"

Sheesh.

Yeah, those mortgage calculators are dumb...people use them and think they can afford way more house than they really can. People really need to stop confusing gross and net. If you spend 32% of your gross on the house and 33% goes to taxes, that doesn't leave much for other things, like eating.

Yeah.  I've always been told that you should spend no more than 25% of gross or 33% of net for your housing.

Unfortunately, mortgage brokers were approving up to 40% of gross for people.

When I was married, we qualified for a mortgage that would have absorbed ~55% of our net earnings on a 7year Interest Only ARM.  If I had no brains, I would be one of those poor people filing for bankruptcy and foreclosure right now. 

Fixed.

Yeah, it's amazing. I dunno how anyone could be that stupid.

I really don't want a mortgage. I like wearing designer jeans and flying wherever I want, whenever I want

Someday, youngster, you're going to have to move out of mom's basement. I mean, it's all good right now, but someday you'll be that creepy 30-something who lives in his parents' cellar.

I understand. That someday is probably gonna be this winter.



F'real???
2008-05-13 9:17 AM
in reply to: #1398795

Subject: ...
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2008-05-13 9:20 AM
in reply to: #1398794

Subject: ...
This user's post has been ignored.
2008-05-13 9:30 AM
in reply to: #1398809

Champion
34263
500050005000500050005000200020001001002525
Chicago
Subject: RE: TAN 24: TANgerine Speedo..
lvthgme - 2008-05-13 9:20 AM

Rynamite - 2008-05-13 9:12 AM
lvthgme - 2008-05-13 10:07 AM
mr2tony - 2008-05-13 9:03 AM
lvthgme - 2008-05-13 9:02 AM
mr2tony - 2008-05-13 8:54 AM
lvthgme - 2008-05-13 8:27 AM

gracetheterp - 2008-05-13 7:40 AM Morning TAN! Last day of undergraduate colleges classes...EVER today!

That has to be an amazing feeling! Noice! =)

Kiley, why do you have a wet noodle for you avatar. Wait, is that ... Oh. Nevermind.

HAHAHAHAH! Don't make me get mean, please. =)

I rode Big Papio last night. Wind was CA-RAS-Y! But it was nice to be on a path that wasn't ... sucky. =) I like it better further south, but we didn't have much time. So it was good.

Hmm ... which trail is that? From where to where?

We started about 120th and Blondo and rode along the Papio til somehow we got to 84th and Center. I am very directionally challenged. But I mapped it on mapmyrun.com and it said it was just under 10 miles round trip. But usually I start at Seymour Smith and go south from there. It's almost totally a straight shot.

You struggle.

Troof. 



When I do long rides I usually start at Crane Coffee on 78th and Cass and ride south past Offutt. It wraps around this big corn field and pops out where the toll bridge is in Bellevue. But if I want to ride hills my neighbor has this insane route through Bellevue that climbs into the hills then drops to the river then back through the hills. It's tough. But fun.


2008-05-13 9:34 AM
in reply to: #1398850

Subject: ...
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2008-05-13 9:39 AM
in reply to: #1384774

Sensei
Sin City
Subject: RE: TAN 24: TANgerine Speedo..

Morning....

I GOTSTA work today......

2008-05-13 9:42 AM
in reply to: #1384774

Subject: ...
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2008-05-13 9:45 AM
in reply to: #1384774

Champion
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Schwamalamadingdong!
Subject: RE: TAN 24: TANgerine Speedo..
My best friend's 2.5 year old son keeps asking about me. Awww.
2008-05-13 9:53 AM
in reply to: #1398894

Subject: ...
This user's post has been ignored.


2008-05-13 9:54 AM
in reply to: #1398924

Champion
7495
50002000100100100100252525
Schwamalamadingdong!
Subject: RE: TAN 24: TANgerine Speedo..
Rynamite - 2008-05-13 9:53 AM

TheSchwamm - 2008-05-13 10:45 AM My best friend's 2.5 year old son keeps asking about me. Awww.

He's got a crush on you.


How could he not?
2008-05-13 9:55 AM
in reply to: #1398883

Sydney Australia
Subject:
2008-05-13 9:57 AM
in reply to: #1398857

Champion
34263
500050005000500050005000200020001001002525
Chicago
Subject: RE: TAN 24: TANgerine Speedo..
lvthgme - 2008-05-13 9:34 AM

mr2tony - 2008-05-13 9:30 AM
lvthgme - 2008-05-13 9:20 AM
Rynamite - 2008-05-13 9:12 AM
lvthgme - 2008-05-13 10:07 AM
mr2tony - 2008-05-13 9:03 AM
lvthgme - 2008-05-13 9:02 AM
mr2tony - 2008-05-13 8:54 AM
lvthgme - 2008-05-13 8:27 AM

gracetheterp - 2008-05-13 7:40 AM Morning TAN! Last day of undergraduate colleges classes...EVER today!

That has to be an amazing feeling! Noice! =)

Kiley, why do you have a wet noodle for you avatar. Wait, is that ... Oh. Nevermind.

HAHAHAHAH! Don't make me get mean, please. =)

I rode Big Papio last night. Wind was CA-RAS-Y! But it was nice to be on a path that wasn't ... sucky. =) I like it better further south, but we didn't have much time. So it was good.

Hmm ... which trail is that? From where to where?

We started about 120th and Blondo and rode along the Papio til somehow we got to 84th and Center. I am very directionally challenged. But I mapped it on mapmyrun.com and it said it was just under 10 miles round trip. But usually I start at Seymour Smith and go south from there. It's almost totally a straight shot.

You struggle.

Troof.

When I do long rides I usually start at Crane Coffee on 78th and Cass and ride south past Offutt. It wraps around this big corn field and pops out where the toll bridge is in Bellevue. But if I want to ride hills my neighbor has this insane route through Bellevue that climbs into the hills then drops to the river then back through the hills. It's tough. But fun.

What's the Bellevue route?  On a trail? 



Nope. Just streets and through Mandan Park and by Fontenelle Forest and so on. Across a really bad brick road. It's pretty awesome.
2008-05-13 9:58 AM
in reply to: #1398926

Champion
34263
500050005000500050005000200020001001002525
Chicago
Subject: RE: TAN 24: TANgerine Speedo..
TheSchwamm - 2008-05-13 9:54 AM

Rynamite - 2008-05-13 9:53 AM

TheSchwamm - 2008-05-13 10:45 AM My best friend's 2.5 year old son keeps asking about me. Awww.

He's got a crush on you.


How could he not?


He might be gay. That'd be the only way ...
2008-05-13 10:00 AM
in reply to: #1398784

Sydney Australia
Subject:


2008-05-13 10:03 AM
in reply to: #1398933

Subject: ...
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2008-05-13 10:04 AM
in reply to: #1398960

Sydney Australia
Subject:


Edited by misscullen 2008-05-13 10:06 AM
2008-05-13 10:05 AM
in reply to: #1398941

Subject: ...
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2008-05-13 10:07 AM
in reply to: #1398952

Champion
34263
500050005000500050005000200020001001002525
Chicago
Subject: RE: TAN 24: TANgerine Speedo..
- 2008-05-13 10:00 AM

There is nothing wrong with living in your parent's basement..

not that I would know



Say it ain't so ...
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