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2008-05-13 7:07 AM
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2008-05-13 7:28 AM
in reply to: #1398518

Champion
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Subject: RE: TAN 24: TANgerine Speedo..
Morning Schwammagotabusytuesday.
2008-05-13 7:40 AM
in reply to: #1384774

DC
Subject: RE: TAN 24: TANgerine Speedo..
Morning TAN!
Last day of undergraduate colleges classes...EVER today!
2008-05-13 7:52 AM
in reply to: #1398552

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Schwamalamadingdong!
Subject: RE: TAN 24: TANgerine Speedo..
CubeFarmGopher - 2008-05-13 7:28 AM

Morning Schwammagotabusytuesday.

So i saw... have fun!
2008-05-13 8:00 AM
in reply to: #1384774

Arch-Bishop of BT
10278
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Pittsburgh
Subject: RE: TAN 24: TANgerine Speedo..

hey all!!!

 whoo... feeling good today ... WV primary day... woo hoo. 

legs feeling a little noodly after yesterday's run... but just fine... I'll be riding my bike to the polls AND to work and to the hospital and to the gym...

yes!

-Brian 

2008-05-13 8:08 AM
in reply to: #1398567

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Subject: RE: TAN 24: TANgerine Speedo..

gracetheterp - 2008-05-13 8:40 AM Morning TAN! Last day of undergraduate colleges classes...EVER today!

Congrats!  That is awesome!

Now you just have 40 more years of work ahead of you before you can retire.   



2008-05-13 8:09 AM
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2008-05-13 8:09 AM
in reply to: #1398608

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Subject: RE: TAN 24: TANgerine Speedo..
akustix - 2008-05-13 9:00 AM

hey all!!!

whoo... feeling good today ... WV primary day... woo hoo.

legs feeling a little noodly after yesterday's run... but just fine... I'll be riding my bike to the polls AND to work and to the hospital and to the gym...

yes!

-Brian

And laughing at the people in over-sized SUVs paying $4/gal to idle in traffic while you go spinning by between the cars.   

2008-05-13 8:09 AM
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2008-05-13 8:15 AM
in reply to: #1398621

DC
Subject: RE: TAN 24: TANgerine Speedo..
Rynamite - 2008-05-13 9:09 AM

gracetheterp - 2008-05-13 8:40 AM Morning TAN! Last day of undergraduate colleges classes...EVER today!

Sweeeet, congrats.

Law school?



Yeah, but not til 09.

Dear God 40 years...that sounds like such a long time!
2008-05-13 8:17 AM
in reply to: #1398633

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2008-05-13 8:17 AM
in reply to: #1398624

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Subject: RE: TAN 24: TANgerine Speedo..
Rynamite - 2008-05-13 9:09 AM
CubeFarmGopher - 2008-05-13 9:09 AM
akustix - 2008-05-13 9:00 AM

hey all!!!

whoo... feeling good today ... WV primary day... woo hoo.

legs feeling a little noodly after yesterday's run... but just fine... I'll be riding my bike to the polls AND to work and to the hospital and to the gym...

yes!

-Brian

And laughing at the people in over-sized SUVs paying $4/gal to idle in traffic while you go spinning by between the cars.

Do you have to keep reminding me?????

Ride the Motorcycle, instead. 

2008-05-13 8:18 AM
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2008-05-13 8:25 AM
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2008-05-13 8:27 AM
in reply to: #1398567

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2008-05-13 8:30 AM
in reply to: #1398660

Davenport, IA
Subject: RE: TAN 24: TANgerine Speedo..
Rynamite - 2008-05-13 8:25 AM

So... I read this mortgage calculator formula thing that basically said you could spend 32% of your gross income on a mortgage. WTF? Umm... I suppose you could, if you wanna sit in your house and not do anything else for 30 years. No wonder so many people are in trouble. "Let's get an ARM that takes up 32% of our GROSS income, and live like a rockstar for a couple years until the payment goes up so much that we end up losing our house, yeah!!!"

Sheesh.



Yeah, those mortgage calculators are dumb...people use them and think they can afford way more house than they really can. People really need to stop confusing gross and net. If you spend 32% of your gross on the house and 33% goes to taxes, that doesn't leave much for other things, like eating.


2008-05-13 8:32 AM
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2008-05-13 8:53 AM
in reply to: #1384774

Champion
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Chicago
Subject: RE: TAN 24: TANgerine Speedo..
Morning TAN.

We picked up our second win last night 10-4. We're now 2-1 on the season.

I played three innings in the outfield. None hit to me. Got one at bat. I struck out. I did get to pitch two more innings. First guy got a hit, then we turned a double play, then the rest either struck out or grounded out. So, two innings, one hit, two Ks and no runs. My ERA is now 3.5 in four innings of relief.
2008-05-13 8:54 AM
in reply to: #1398662

Champion
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Chicago
Subject: RE: TAN 24: TANgerine Speedo..
lvthgme - 2008-05-13 8:27 AM

gracetheterp - 2008-05-13 7:40 AM Morning TAN! Last day of undergraduate colleges classes...EVER today!

That has to be an amazing feeling!  Noice!  =



Kiley, why do you have a wet noodle for you avatar. Wait, is that ... Oh. Nevermind.
2008-05-13 8:56 AM
in reply to: #1398739

Subject: ...
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2008-05-13 8:58 AM
in reply to: #1398671

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Subject: RE: TAN 24: TANgerine Speedo..
Sprint_DA - 2008-05-13 9:30 AM
Rynamite - 2008-05-13 8:25 AM

So... I read this mortgage calculator formula thing that basically said you could spend 32% of your gross income on a mortgage. WTF? Umm... I suppose you could, if you wanna sit in your house and not do anything else for 30 years. No wonder so many people are in trouble. "Let's get an ARM that takes up 32% of our GROSS income, and live like a rockstar for a couple years until the payment goes up so much that we end up losing our house, yeah!!!"

Sheesh.

Yeah, those mortgage calculators are dumb...people use them and think they can afford way more house than they really can. People really need to stop confusing gross and net. If you spend 32% of your gross on the house and 33% goes to taxes, that doesn't leave much for other things, like eating.

Yeah.  I've always been told that you should spend no more than 25% of gross or 33% of net for your housing.

Unfortunately, mortgage brokers were approving up to 40% of gross for people.

When I was married, we qualified for a mortgage that would have absorbed ~55% of our net earnings on a 7year Interest Only ARM.  If I hadn't had a true gut-check, I would be one of those poor people filing for bankruptcy and foreclosure right now. 



2008-05-13 9:02 AM
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2008-05-13 9:02 AM
in reply to: #1398757

Champion
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Chicago
Subject: RE: TAN 24: TANgerine Speedo..
CubeFarmGopher - 2008-05-13 8:58 AM

Sprint_DA - 2008-05-13 9:30 AM
Rynamite - 2008-05-13 8:25 AM

So... I read this mortgage calculator formula thing that basically said you could spend 32% of your gross income on a mortgage. WTF? Umm... I suppose you could, if you wanna sit in your house and not do anything else for 30 years. No wonder so many people are in trouble. "Let's get an ARM that takes up 32% of our GROSS income, and live like a rockstar for a couple years until the payment goes up so much that we end up losing our house, yeah!!!"

Sheesh.

Yeah, those mortgage calculators are dumb...people use them and think they can afford way more house than they really can. People really need to stop confusing gross and net. If you spend 32% of your gross on the house and 33% goes to taxes, that doesn't leave much for other things, like eating.

Yeah.  I've always been told that you should spend no more than 25% of gross or 33% of net for your housing.

Unfortunately, mortgage brokers were approving up to 40% of gross for people.

When I was married, we qualified for a mortgage that would have absorbed ~55% of our net earnings on a 7year Interest Only ARM.  If I had no brains, I would be one of those poor people filing for bankruptcy and foreclosure right now. 



Fixed.
2008-05-13 9:03 AM
in reply to: #1398766

Champion
34263
500050005000500050005000200020001001002525
Chicago
Subject: RE: TAN 24: TANgerine Speedo..
lvthgme - 2008-05-13 9:02 AM

mr2tony - 2008-05-13 8:54 AM
lvthgme - 2008-05-13 8:27 AM

gracetheterp - 2008-05-13 7:40 AM Morning TAN! Last day of undergraduate colleges classes...EVER today!

That has to be an amazing feeling! Noice! =)

Kiley, why do you have a wet noodle for you avatar. Wait, is that ... Oh. Nevermind.

HAHAHAHAH!  Don't make me get mean, please.  =)

I rode Big Papio last night.  Wind was CA-RAS-Y!  But it was nice to be on a path that wasn't ... sucky.  =)  I like it better further south, but we didn't have much time.  So it was good.   



Hmm ... which trail is that? From where to where?
2008-05-13 9:04 AM
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