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So much for keeping my companies current healthcare plan
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| Other Resources | The Political Joe » So much for keeping my companies current healthcare plan | Rss Feed  |
 2013-06-25 4:15 PM |
Pro  9391     Omaha, NE |  Subject: So much for keeping my companies current healthcare plan"If you like your health care plan, you will be able to keep your health care plan. Period. No one will take it away. No matter what.” - Obama 2009 Just got this from United Healthcare (our current insurance provider) Over the last few years through the Affordable Care Act (ACA), UnitedHealthcare has been hard at work addressing the requirements of the new federal law. Although some changes have already gone into effect, the bulk of ACA provisions are effective upon your plan renewal in 2014. We are providing our valued customers early notice of what to expect upon renewal, including a change in your benefit plan. Specifically, upon renewal, your current benefit plan will no longer be available, however you will be offered your choice of replacement plans that meet the requirements of the ACA and include recent benefit plan innovations.
We have had our current HSA Plan for 4 years and everybody loves it. I haven't seen pricing on the new plans, but from what I'm hearing they will be significantly more expensive. The other weird part is they're going to give us some options to renew in Dec 1 that they're suggesting will save us a lot of money by buying us another year. The down side to that is everyone will reset their deductible on Dec 1. For those that don't know I own a business that employs 8 people. |
| 2013-06-25 4:23 PM in reply to: tuwood |
| Subject: RE: So much for keeping my companies current healthcare plan That's obviously a Republican lie. All health care will be easily accessible, cheaper than anything ever before offered and small businesses will prosper due to the ease and inexpense of the new system. Haven't you been keeping up on the ongoing stream of propaganda about this horsehocky? |
| 2013-06-25 4:24 PM in reply to: tuwood |
Expert 3126 Boise, ID | Subject: RE: So much for keeping my companies current healthcare plan
Tony, you can't seriously be that dumb. Obama and the ACA didn't take away your healthcare plan. The evil insurance company did!
Geez, some people are really thick! |
| 2013-06-25 4:37 PM in reply to: Aarondb4 |
Pro 9391 Omaha, NE | Subject: RE: So much for keeping my companies current healthcare plan Originally posted by Aarondb4
Tony, you can't seriously be that dumb. Obama and the ACA didn't take away your healthcare plan. The evil insurance company did!
Geez, some people are really thick! <NSA Edit> Mr. tuwood was obviously mistaken in his earlier post, please disregard and move along now. </NSA Edit> ;-) |
| 2013-06-25 5:03 PM in reply to: tuwood |
Expert 3126 Boise, ID | Subject: RE: So much for keeping my companies current healthcare plan |
| 2013-06-26 8:00 AM in reply to: tuwood |
Pro 5755 | Subject: RE: So much for keeping my companies current healthcare plan I'm so shocked that the insurance providers are spinning this to put people into alternative plans (how do you do the sarc font?). Our plan (BCBS) actually went down about $15 per person. They did drop coverage of a few branded medications on the preferred prescription list, but they've been trying to push people to generics for a while. |
| 2013-06-26 8:37 AM in reply to: BrianRunsPhilly |
Expert 1951 | Subject: RE: So much for keeping my companies current healthcare plan Originally posted by BrianRunsPhilly I'm so shocked that the insurance providers are spinning this to put people into alternative plans (how do you do the sarc font?). What? Insurance providers try to "spin" something? Shocking. |
| 2013-06-26 9:12 AM in reply to: 0 |
Veteran 1019 St. Louis | Subject: RE: So much for keeping my companies current healthcare plan I hate to break it to you Tony, but in this case I think it might be your evil insurance company. I also have UHC and originally they were going to raise our premiums about 4%. Not too bad, and pretty much on average for how much premiums have risen every year for the past decade. But then my employer decided to open bid our healthcare and UHC knocked that 4% back off their price. So my coverage, premiums, co-pays, everything is staying the same as last year. The difference is you're bringing 8 employees and maybe 20 or 30 dependents to the bargaining table. My employer brings a couple thousand employees and probably 10,000+ dependents. So I would guess that your coverage has less to do with Obamacare and more to do with the little man getting shafted. This is also why I really wish insurance can someday be separated from employment. The quality and cost of my family's health insurance shouldn't be dependent on the competency and bargaining ability of my company's personnel department. ETA: I assumed from what UHC wrote that they're just changing your benefits/pricing for economic reasons. But re-reading it, was there something in your current plan that actually violates ACA? What part of your plan doesn't meet the requirements? I still think that UHC is just jacking up your rates because, well, they can. Edited by kevin_trapp 2013-06-26 9:31 AM |
| 2013-06-26 12:00 PM in reply to: kevin_trapp |
Pro 9391 Omaha, NE | Subject: RE: So much for keeping my companies current healthcare plan Originally posted by kevin_trapp I hate to break it to you Tony, but in this case I think it might be your evil insurance company. I also have UHC and originally they were going to raise our premiums about 4%. Not too bad, and pretty much on average for how much premiums have risen every year for the past decade. But then my employer decided to open bid our healthcare and UHC knocked that 4% back off their price. So my coverage, premiums, co-pays, everything is staying the same as last year. The difference is you're bringing 8 employees and maybe 20 or 30 dependents to the bargaining table. My employer brings a couple thousand employees and probably 10,000+ dependents. So I would guess that your coverage has less to do with Obamacare and more to do with the little man getting shafted. This is also why I really wish insurance can someday be separated from employment. The quality and cost of my family's health insurance shouldn't be dependent on the competency and bargaining ability of my company's personnel department. ETA: I assumed from what UHC wrote that they're just changing your benefits/pricing for economic reasons. But re-reading it, was there something in your current plan that actually violates ACA? What part of your plan doesn't meet the requirements? I still think that UHC is just jacking up your rates because, well, they can. I couldn't agree more with you about getting insurance out of businesses. I know I'm having a little fun with the subject in this thread but I am genuinely waiting to see what the other plans are and what type of rate increases we may or may not get. I am expecting the worse and hoping for the best. Our current plan is a standard HSA, and I know there are many politicians that don't like them due to giving individuals choices. |
| 2013-07-18 11:46 AM in reply to: tuwood |
Pro 5755 | Subject: RE: So much for keeping my companies current healthcare plan New report finds competition lowers premiums by nearly 20 percent in the Health Insurance Marketplace. Not taking sides, just reporting on this. As an NIH-funded scientist I get daily updates from HHS, most of which I delete without reading. |
| 2013-07-30 9:50 PM in reply to: tuwood |
Expert 2192 Greenville, SC | Subject: RE: So much for keeping my companies current healthcare plan my companies plan hasn't really seen any increases. we took all the increases before obamacare was even on the table. $1200 a month is what it is at if you are married with children. i think it goes as low as $1000 if you are only married. luckily i pay a lot less since im single... we are subsidizing the rates of the company that purchased us, so they don't have to see any increases. the head HR person told my office in a very frustrated tone that "since we all make 100k a year we can afford it". its crap and has nothing to do with the current legislation. |
| 2013-07-31 8:16 AM in reply to: tuwood |
Pro 4824 Houston | Subject: RE: So much for keeping my companies current healthcare plan Insurance companies change plans all the time. I got the whole 'your current plan is no longer available' TWICE during the Bush administration. It just meant I had to choose a different plan within the same insurance company. |
| 2013-07-31 8:43 AM in reply to: KeriKadi |
Champion 6993 Chicago, Illinois | Subject: RE: So much for keeping my companies current healthcare plan reminds me I need to see if my dentist is on my current dental plan. We switched. Glad we did not switch medical. I am maxed for the year swtiching mid year might been an issue. |
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