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Dental work
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 2013-08-27 10:54 PM |
Veteran  869    Stevens Point, Wisconsin |  Subject: Dental workDuring my vacation (of course!) I had a filling fall out, along with part of the tooth. It doesn't hurt, aside from some minor discomfort of a sharp edge rubbing against my tongue. Called my dentist and she was out on vacation, got a temporary filling put in. The dentist that I went to see said I probably will need a root canal and a crown based on what he saw (no x-ray). I believe him for the most part, as he has no vested financial interest in me, as I will be seeing my regular dentist next week. The problem is I have terrible dental insurance, it covers cleanings and preventative 100%, but a root canal and a crown would be 100% out of pocket for me. At this point I simply can't afford $2000 w/o having to put most of it on the credit card. My question for you guys is have any of you had any dental work done at a university/school? I know they are supervised by professionals, but there is something unsettling about having a student do the dental work. I have a feeling that this route could be a heck of a lot cheaper. Or anyone know any back ally dentists? I have a few cases of beer I could part with. |
| 2013-08-28 6:56 AM in reply to: Justin86 |
| Payson, AZ | Subject: RE: Dental work I have never had work done by a student but I use to have a rather old out of touch dentist (family dentist so I just kept going to him until I moved out on my own) and so in that case I would rather have had the student who at least had access to the newest and greatest and not stuck in the 60's. |
| 2013-08-28 7:25 AM in reply to: Justin86 |
Regular 5477 LHOTP | Subject: RE: Dental work Work at a University is usually cheaper, but not always that much cheaper. At our University, the students are supervised very carefully by staff. I wouldn't worry about the quality of work on something like this. Something more complicated or cosmetic, maybe, but this is pretty standard. Many dentists will work out a payment plan for more expensive procedures. You may see if that is an option. Our University does that, but my pp dentist does that too. Good luck. |
| 2013-08-28 7:57 AM in reply to: Justin86 |
1159 | Subject: RE: Dental work AS much as I hate using it, you could see if you qualify for care credit - it helps with healthcare costs - like a credit card, but it is a set payment plan - you pick the repay period (normally 6, 12 or 24 months)...if your dentist takes it - I had to use it for vet costs recently, but it covers a whole range of stuff |
| 2013-08-28 8:37 AM in reply to: switch |
Pro 9391 Omaha, NE | Subject: RE: Dental work Originally posted by switch Work at a University is usually cheaper, but not always that much cheaper. At our University, the students are supervised very carefully by staff. I wouldn't worry about the quality of work on something like this. Something more complicated or cosmetic, maybe, but this is pretty standard. Many dentists will work out a payment plan for more expensive procedures. You may see if that is an option. Our University does that, but my pp dentist does that too. Good luck. +1 We always joked in the Navy that everything was done by students training, but I never had any issues and as long as it's a reputable school then I wouldn't worry about the quality too much. |
| 2013-08-28 9:33 AM in reply to: tuwood |
Champion 10471 Dallas, TX | Subject: RE: Dental work To me, my teeth are everything. You only get one set and if you get an infection is can be very dangerous. I would be more than willing to charge $2,000 to ensure my teeth were taken care of properly. That's just me. The issue with the dental schools is that you usually have to get on a wait list and can't be seen quickly. |
| 2013-08-28 10:08 AM in reply to: KSH |
Pro 6191 | Subject: RE: Dental work I went to a dentist for a root canal while not on insurance. I bought the "my smile" dental plan listed here (http://www.sabinosmiles.com/insurance-and-payment-options). It's a dental discount plan, and you can supplement insurance with it. Then I financed the rest at 0% though the dentists office. I think I put like 30% down, and paid the rest over 6 months. It was pretty simple. Might want to see if there are dental discount type plans in your area. |
| 2013-08-28 8:25 PM in reply to: Justin86 |
Master 2380 Beijing | Subject: RE: Dental work Originally posted by Justin86 During my vacation (of course!) I had a filling fall out, along with part of the tooth. It doesn't hurt, aside from some minor discomfort of a sharp edge rubbing against my tongue. Called my dentist and she was out on vacation, got a temporary filling put in. The dentist that I went to see said I probably will need a root canal and a crown based on what he saw (no x-ray). I believe him for the most part, as he has no vested financial interest in me, as I will be seeing my regular dentist next week. The problem is I have terrible dental insurance, it covers cleanings and preventative 100%, but a root canal and a crown would be 100% out of pocket for me. At this point I simply can't afford $2000 w/o having to put most of it on the credit card. My question for you guys is have any of you had any dental work done at a university/school? I know they are supervised by professionals, but there is something unsettling about having a student do the dental work. I have a feeling that this route could be a heck of a lot cheaper. Or anyone know any back ally dentists? I have a few cases of beer I could part with. Suze Orman would tell you that you shouldn't have been on vacation if you can't afford $2000 to fix your tooth. I would agree about talking to the dentist about a payment plan, and make sure to discuss the terms. Hopefully it's a low or NO interest plan, at least better than a credit card rate. Start building up your emergency fund... this is EXACTLY the kind of thing they're for. |
| 2013-08-28 9:01 PM in reply to: moondawg14 |
Veteran 869 Stevens Point, Wisconsin | Subject: RE: Dental work Originally posted by moondawg14 Originally posted by Justin86 During my vacation (of course!) I had a filling fall out, along with part of the tooth. It doesn't hurt, aside from some minor discomfort of a sharp edge rubbing against my tongue. Called my dentist and she was out on vacation, got a temporary filling put in. The dentist that I went to see said I probably will need a root canal and a crown based on what he saw (no x-ray). I believe him for the most part, as he has no vested financial interest in me, as I will be seeing my regular dentist next week. The problem is I have terrible dental insurance, it covers cleanings and preventative 100%, but a root canal and a crown would be 100% out of pocket for me. At this point I simply can't afford $2000 w/o having to put most of it on the credit card. My question for you guys is have any of you had any dental work done at a university/school? I know they are supervised by professionals, but there is something unsettling about having a student do the dental work. I have a feeling that this route could be a heck of a lot cheaper. Or anyone know any back ally dentists? I have a few cases of beer I could part with. Suze Orman would tell you that you shouldn't have been on vacation if you can't afford $2000 to fix your tooth. I would agree about talking to the dentist about a payment plan, and make sure to discuss the terms. Hopefully it's a low or NO interest plan, at least better than a credit card rate. Start building up your emergency fund... this is EXACTLY the kind of thing they're for. Good for Suze Orman, I was visiting relatives staying there for free, spent probably $100 over 5 days. It's probably nice to sit in front of a TV and read a script and make $100k+ a year. But some of us working folk need some time off too. I had a decent emergency fund earlier this year but 2 MRI's and a bone scan took a big chunk out of it, thanks to another unexpected health issue that came up. It's difficult with your first job out of college, paying off a mountain of student loan debt to keep a large amount in savings. I asked if anyone had done work at a student facility not for financial advice. |
| 2013-09-11 7:03 PM in reply to: Justin86 |
Regular 108 | Subject: RE: Dental work Check out the blue book cost at this link and then find a provider in your neck of the woods, http://healthcarebluebook.com/page_Default.aspx |
| 2013-09-12 12:47 PM in reply to: KIELBASA |
Champion 7036 Sarasota, FL | Subject: RE: Dental work Originally posted by KIELBASA Check out the blue book cost at this link and then find a provider in your neck of the woods, http://healthcarebluebook.com/page_Default.aspx This a good starting point. I'd also ask around for references before commiting to someone. Mark |
| 2013-09-13 5:28 AM in reply to: Justin86 |
Champion 7558 Albuquerque, New Mexico | Subject: RE: Dental work I don't have any experience with student dental work, but I have experience with what you're considering. I have a molar that is now about 75% amalgam. I've had parts of the tooth or filling break off and at least 3 different dentists have suggested that I'll need a root canal and crown. The first time I heard that was about 20 years ago, and I don't think I've had anything done on it in at least 5-7 years. If it isn't bothering you, defer the root canal/crown. You may have better coverage in a few years, and you might also find out the filling holds much longer than your dentist expects. |
| 2013-09-15 6:35 PM in reply to: McFuzz |
Veteran 1900 Southampton, Ontario | Subject: RE: Dental work I had a dental hygiene student clean my teeth. it did take a number of visits as they are very thorough and everything had to be checked by the instructor. Other than the time it took i had no issues. I also had to have a root canal while in school. I was able to talk to the dentist, explain my financial situation, and got a discount on the root canal, setting up a payment plan might also been a good bet. Either way get your tooth fixed your health is important. |
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