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2009-11-20 2:24 PM

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Vancouver, BC
Subject: Canadian Health Care

Hopefully that subject line got your attention.

So I'm curious for the Canadians out there, are you happy with our healthcare system or not?

For myself, I am. I've actually never known anyone that hasn't been, but I don't know many people who've had surgeries, so I'm not familiar with the waiting thing if it is in fact a problem.

I've had one surgery, elective dental surgery and it happened when it was scheduled, but I guess that it a different case, as I knew during the time when I had braces that it had to happen during a certain time in the 3 years that I wore braces, so it got scheduled really far in advance.

We've had a thread on this before, and I think that all the Canadians who posted were happy with our healthcare system, but that thread got pulled I think, so I can't find it and reread it any longer. There's some new people posting now, so I'm wondering what you all think.



Edited by jeng 2009-11-20 2:25 PM


2009-11-20 2:28 PM
in reply to: #2524143

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Pro
4578
20002000500252525
Vancouver, BC
Subject: RE: Canadian Health Care

Okay, I'm curious too. How much do you pay/month for healthcare? I'm sure I can find the MSP premiums for each province online, but do you pay anything for Extended care?

I pay $0/month for a family. My MSP costs are $96 for a couple, but my employer pays though, and my employer covers all my extended healthcare, 100%. Prescription drugs, specialists appointments, massage therapy, physio therapy, as well as a certain amount on eye glasses, eye exams etc.

My partner's employer (my partner is co-owner of the business) offers the same deal, but he didn't enroll in his because he's covered by mine.



Edited by jeng 2009-11-20 2:29 PM
2009-11-20 2:34 PM
in reply to: #2524143

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Veteran
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5001002525
Subject: RE: Canadian Health Care
And here my Canadian friends kept telling me that Canadian Health Care meant free waffles with delicious syrup .  I hate being disillusioned.

Mmmm, buttery, syrupy waffles.  I should eat something.

I wish I lived in Canada.  Well, except for when it snows.  I don't think I'd like the snow (if it in fact actually exists - which I suspect it does not).

Sorry, I didn't exactly add to your discussion.
2009-11-20 2:36 PM
in reply to: #2524143

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Master
2287
2000100100252525
Calgary, Alberta
Subject: RE: Canadian Health Care

Knock on wood - I, and my wife and kids have been healthy so haven't really had to test the health care system.  The only time my kids were in the hospital for an extended stay was when they were born (my wife and I are opposite blood types and both kids needed full blood transfusions soon after being born).  Nothing but praise for the neonatal ICU.

We have a doctor and see him yearly for physicals otherwise we go to the local clinic if one of us has a bad cold/flu that requires antibiotics (as our family doctor moved to the opposite end of Calgary from us).

My dad had to go for heart surgery a number of years ago.  He was immediately admitted but had to wait a few days for the surgery (as other more critical patients were operated on first).

Not knowing how much other countries have to pay for health care or insurance - I'm thankful for our health care system.  A brother of a brother in law lives in the States and when he needed to go for heart surgery the cost equalled what we paid for our house.  It'd be unfair for me to be critical about the cost as I don't know how much US citizens save by not having universal health care like we do.

2009-11-20 2:38 PM
in reply to: #2524143

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Pro
4578
20002000500252525
Vancouver, BC
Subject: RE: Canadian Health Care

You definitely did.

Maybe this belongs in the confessions thread, but: My good friend works at a waffle factory. They make all the name brand waffles except Eggo. I've been on a tour of the factory, and it was really exciting. They have waffles in syrup in all of their refrigerators. Anyway, anytime she gives me a crate (yes a crate) I eat at least 4 waffles a day.

2009-11-20 2:39 PM
in reply to: #2524143

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Supersonicus Idioticus
2439
200010010010010025
Thunder Bay, ON
Subject: RE: Canadian Health Care
It's the reason why I will not take a job in the US.

The wait times aren't bad, if you are smart about it. I remember my health care plan providing a "wait times" survey. Suppose you needed a spinal MRI... it would list the wait times at each hospital for all the cities within say 200km from you. If you didn't mind driving an hour, you could get the MRI two weeks earlier. I'm sure there are other ways to improve your personal health care experience, but I'm pretty young.


2009-11-20 2:40 PM
in reply to: #2524143

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Master
2287
2000100100252525
Calgary, Alberta
Subject: RE: Canadian Health Care
Company used to pay the provincial health care premium but last year Alberta dropped the health care premium.  All Alberta citizens get "free" health care.  I say "free" as obviously we must pay somehow through income taxes or other taxes.

My work plan (for dental, eyecare, prescriptions) is not as good as yours.
2009-11-20 2:44 PM
in reply to: #2524143

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Pro
4578
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Vancouver, BC
Subject: RE: Canadian Health Care

Yeah, my extended health plan provided by my employers is very good. I work in IT though and there is a lot of competition for employees, so benefits in my industry are usually pretty good. A lot of companies offer memberships to health clubs as a benefit.

2009-11-20 2:48 PM
in reply to: #2524143

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Elite
3290
20001000100100252525
Oliver, BC, "Wine Capital of Canada"
Subject: RE: Canadian Health Care

Not much help here. Haven't used the health care system in  over 10 years. Don't even know for sure how much we pay, but I think it's around $50/mo ea.

2009-11-20 2:53 PM
in reply to: #2524143

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Extreme Veteran
1996
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Halifax, Nova Scotia
Subject: RE: Canadian Health Care
As I must mention on here every day (I must seem consumed by it) I have a pretty serious heart issue that requires meds, bi-monthly GP visits and blood work, and semi-annual echocardiagrams and cardologist visits, the odd wall motion study, etc., etc. Since my heart issue is supposed to be progressive (I'm stable at the moment) it theoretically (hope springs eternal) will get worse. I did not have a health plan when I found about this thing as I had just left one of the big banks where I had always been covered, and stupidly didn't run out and buy one right away. I thought since money would be tight as I was starting a new business and I was a healthy 40 year old triathlete that it wasn't a big deal. Whoops. If I lived in the US I would probably be insolvent. As it was, I only paid for my scripts- about $1200 a year. In the US that alone would be 5 figures.
     I think my cardiologist is great, as is my PCP who I have a great relationship with. When I have needed to be hurried to the front of the line I was, and when I waited in line, it was never too long. I'm very happy with our health care system. In fact, I'm pretty proud of our country.

Edited by blairrob 2009-11-20 2:58 PM
2009-11-20 3:00 PM
in reply to: #2524143

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Pro
4578
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Vancouver, BC
Subject: RE: Canadian Health Care

Yeah, I don't use the system much either. Annual checkup at my family doctor's office, annual flu shot usually given my a health care practitioner that comes to my office, the pharmacy for prescriptions (usually only 1 that I get a Rx written for a year) and the occassional visit to a walk-in-clinic to renew a prescription that runs out early before I make it back to the doctor's office annually. Oh and the regular visit for massages. But that's not a covered expense by basic medical, so there's no waits there.

My partner has a disease related to arthritis, since I can't spell it, I'll call it AS, so he makes more doctor's visits than me, but most of those are to a rhuematologist. He schedules the appointment in advance, and I don't think that doctor is very busy, so he doesn't wait at all.

If athletes are generally healthier, than definitely this board (and my friends) are not a good segment of the population to survey, so I have to take anything I learn in this thread with a grain of salt I guess. My family members haven't really had or used the healthcare system that much either, but I'm sure that people here must have family and friends who have so I'm curious to read your opinions.



2009-11-20 3:03 PM
in reply to: #2524208

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Pro
4578
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Vancouver, BC
Subject: RE: Canadian Health Care

blairrob - 2009-11-20 12:53 PM As I must mention on here every day (I must seem consumed by it) I have a pretty serious heart issue that requires meds, bi-monthly GP visits and blood work, and semi-annual echocardiagrams and cardologist visits, the odd wall motion study, etc., etc.

I've read a lot of your posts blairrob, and I don't remember you mentioning that, so you definitely don't seemed consumed by it. Sorry to hear that though.

I'm pretty proud to be a Canadian too.

2009-11-20 3:17 PM
in reply to: #2524143

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Champion
4902
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Ottawa, Ontario
Subject: RE: Canadian Health Care

I pay 14.71CND (13.74AMD) per month for health care.  I keep hearing about what terrible shape our health care system is in but have yet to see it.  I'm 59 and have never had to pay a cent for hospitalization or medical treatment!  For the price I pay per month, it's a pretty good deal. 



Edited by Machiavelo 2009-11-20 3:21 PM
2009-11-20 3:59 PM
in reply to: #2524237

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Extreme Veteran
1996
1000500100100100100252525
Halifax, Nova Scotia
Subject: RE: Canadian Health Care
jeng - 2009-11-20 5:03 PM

blairrob - 2009-11-20 12:53 PM As I must mention on here every day (I must seem consumed by it) I have a pretty serious heart issue that requires meds, bi-monthly GP visits and blood work, and semi-annual echocardiagrams and cardologist visits, the odd wall motion study, etc., etc.

I've read a lot of your posts blairrob, and I don't remember you mentioning that, so you definitely don't seemed consumed by it. Sorry to hear that though.

I'm pretty proud to be a Canadian too.



     Thanks, and I'm not surprised. From your posts you seem to display the best traits of a Canadian, like a lot of Vancouverites. My bro is also a happy Vancity rez.
2009-11-20 6:45 PM
in reply to: #2524143

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Champion
9407
500020002000100100100100
Montague Gold Mines, Nova Scotia
Subject: RE: Canadian Health Care
I'm very happy with our health care even though I rarely make use of it (one dental surgery and besides that, the occasional physical is all I use it for).  However, I know many people who have had serious medical concerns and all where happy with their experience.

My EC medical is completely covered by my employer (family) as is my dental and I pay $15 biweekly for the family dental part of the plan.  My coverage includes 80% dental, 80% optical, $5 copay on prescriptions, semi private room, 80% massage (up to 20 a year) to name a few.

Shane
2009-11-20 7:15 PM
in reply to: #2524143

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Member
57
2525
Buena Vista, CO
Subject: RE: Canadian Health Care
interesting thread... I'll admit that I'm not as informed about the issue as I should be but it always get's me worked up when I see faux news and the like talking about how horrible it is in Canada.  I dated a Canadian woman for about 3 years and she used to make fun of our system here in the states. She definitely wouldn't have traded places with me for anything.  Same goes for a lot of friends I have in those damn socialist countries in Europe. I don't know where some of the talking heads here are getting there info but it definitely doesn't mesh with anything I've ever heard from actual residents.

btw, my health insurance currently costs me zero dollars a month. (until I crash my bike that is)  I'm one of those borderline people with solid but low paying jobs. (I work on the ambulance)  I could probably tighten my budget enough to fit in insurance, and I know I should, but the current system just irks me so much that I won't do it. Insurance companies are making a killing down here, and paying 100's of thousands of dollars to polititians to keep us scared of you 'socialists' On top of that they are still turning down procedures left and right that they deem 'unneccesary' and turning away people with pre existing conditions. 

So anyway, I'm looking forward to seeing what more people say about this.  And if anyone up north there want's a mail order husband let me knowSmile


2009-11-20 7:29 PM
in reply to: #2524551

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Master
1327
100010010010025
Ann Arbor, Michigan
Subject: RE: Canadian Health Care

The OP asked for Canadians' experiences with health care and already we've had commentary about other folks or those who don't use the system.

It just seems so subjective all around if you ask me.  YES, there most definitely needs to be reform in the States. And all the talk of "I wouldn't trade places"  I pay $200 a month for hubster and I and have great care.  prescription coverage with a copay but still have access whenever and whoever I want. Have I ever exprerienced problems?  Not a one.  Knee problem?  MRI in 2 days.  Dad just diagnosed with vocal cord cancer?  I managed to get him into an oncologist specialist in a week (did I finagle the system, yeah, but I'm sure that happens even in those socialist countries.)

I'm sure it's the same elsewhere.  We all read Aquagirl's frustration with her inability to get in to see someone about her knee problems.

The problem posting this question on a tri forum is we're all proactive about our well being, unlike the vast majority of the human species, regardless of nationality.

The bottom line is nowhere is perfect.  And yes, I do believe we here in the States have a long way to go to get it right, but the citizens of this country, in reality, are unwilling to pay the tab to have the same benefit of Canada, Denmark or other countries that offer universal health care.



Edited by travljini 2009-11-20 7:31 PM
2009-11-20 7:46 PM
in reply to: #2524143

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Extreme Veteran
521
500
Coldstream ,BC
Subject: RE: Canadian Health Care

In Alberta, as it sits right now we pay nothing for health care. Up until this year year we paid $44/month per adult. They stopped Alberta Health Care payments at the beginning of the year (supposedly to help with the burdan of the recession), but now we are suffering a multimillion dollar deficit and the gov't is making HUGE cutbacks.

My last knee surgery was in 2005, took 8 months to get my first appointment with a surgeon and then another month for the first surgery, and another one three months later. Surgeon was absolutely livid that it had taken that long for me to get in and got me into surgery ASAP. I obviously think that there are some major flaws in the system.

Alberta has now hired an Australian, Steven Ducket, to revamp our health care system and now things are getting even worse. Cuts, cuts, cuts... I work in health care (paramedic) and see people losing jobs and vacancies not being filled every day. There are hiring freezes throughout the province and construction has been halted on new hospitals. Emergency room beds are full of people waiting to be admitted to units,  but the patients can't move upstairs because all of the units are full of elderly people waiting to get into long term care facilities. The shortage of long term beds throughout the province is atrocious.

In short, as it sits right now, Alberta's health care system is falling apart and it does not seem like there is anything that can be done about it. Healthcare workers (especially nurses,RNs) are short staffed, overworked and under paid. Jobs are being cut when they should be added (deficit or not), health care premiums need to be raised, not lowered, and Steven Ducket NEEDS to be fired.

This is just my own personal opinion on the matter. All of my facts are anecdotal so take them at that.

2009-11-20 8:44 PM
in reply to: #2524558

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Pro
4828
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The Land of Ice and Snow
Subject: RE: Canadian Health Care
travljini - 2009-11-20 8:29 PM

The OP asked for Canadians' experiences with health care and already we've had commentary about other folks or those who don't use the system.

It just seems so subjective all around if you ask me.  YES, there most definitely needs to be reform in the States. And all the talk of "I wouldn't trade places"  I pay $200 a month for hubster and I and have great care.  prescription coverage with a copay but still have access whenever and whoever I want. Have I ever exprerienced problems?  Not a one.  Knee problem?  MRI in 2 days.  Dad just diagnosed with vocal cord cancer?  I managed to get him into an oncologist specialist in a week (did I finagle the system, yeah, but I'm sure that happens even in those socialist countries.)

I'm sure it's the same elsewhere.  We all read Aquagirl's frustration with her inability to get in to see someone about her knee problems.

The problem posting this question on a tri forum is we're all proactive about our well being, unlike the vast majority of the human species, regardless of nationality.

The bottom line is nowhere is perfect.  And yes, I do believe we here in the States have a long way to go to get it right, but the citizens of this country, in reality, are unwilling to pay the tab to have the same benefit of Canada, Denmark or other countries that offer universal health care.



Yep. Injured my knee at the beginning of September. Will be VERY lucky if it gets scoped by February........
For elective procedures our system is not great. The only reason I got my MRI so swiftly is that I work in the hospital and they took pity on me and squeezed me in. When my best friend hurt her knee she waited 13 months for an MRI.  Another friend of mine  had his MRI back in September........and now has to wait until February to discuss the results with a surgeon.  Then who knows how long he will have to wait for his surgery..........

Now having said this, when my mother had breast cancer 6 years ago she received fairly swift treatment. She had surgery, chemo and radiation......all covered by our provincial healthcare plan. I am happy to say that she is doing fine now.

Its not perfect. But its all I've ever known. I grew up with this system, and have seen it deteriorate over the years......both as a potential patient and as a healthcare professional. I have no answers......  
2009-11-20 9:02 PM
in reply to: #2524143

New user
420
100100100100
Charlotte, NC USA
Subject: RE: Canadian Health Care
I'm curious, what are the tax rates in Canada? What are folks paying in income, sales, property, etc. taxes?
2009-11-20 9:24 PM
in reply to: #2524641

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Extreme Veteran
1996
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Halifax, Nova Scotia
Subject: RE: Canadian Health Care
ScoopJackson - 2009-11-20 11:02 PM I'm curious, what are the tax rates in Canada? What are folks paying in income, sales, property, etc. taxes?
  • 15% on the first $40,726 of taxable income, +
  • 22% on the next $40,726 of taxable income (on the portion of taxable income between $40,726 and $81,452), +
  • 26% on the next $44,812 of taxable income (on the portion of taxable income between $81,452 and $126,264), +
  • 29% of taxable income over $126,264.
  • add another 5% of salary up to a max  of 2k for Canada Pension contributions
  • add1.75% for unemployment  ins
Dividends- about 14% if your are a business owner and pay yourself that way.
sales tax- Federal 5%, provincial tack on up to 7%. Groceries, some essential items are untaxed.
Property taxes vary a lot- $2k to 5k for a $300m property in the burbs of smaller cities. Vancouver, TO, Calgary are a different story. (My Prop taxes #'s are a bit of a guess)          


2009-11-21 9:34 AM
in reply to: #2524143

New user
420
100100100100
Charlotte, NC USA
Subject: RE: Canadian Health Care
Thanks for the information. That all seems reasonable to me considering the low rates you pay for healthcare. Perhaps the stories you hear on the news occasionally about Canadians having to wait for months at a time for medical procedures are exaggerated?
2009-11-21 10:36 AM
in reply to: #2524143

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Extreme Veteran
909
500100100100100
Westchester, NY
Subject: RE: Canadian Health Care
As an Ex-Pat Canuck all i can say thank gawd I got out when I did..

the taxes were killing me.. as an earner in the top over $250K. I was amazed how much in taxes i was getting taken away .. plus that good ol' GST on top of everything else.. ugh..

using the system ? being from Toronto, the "lines" were long and the wait time for a MRI was months.. i paid $200 to get it done in Buffalo the next day.

I much prefer having more control in the type of care I get, and i'm willing to pay for it - through insurance and out of pocket for podiatrists and massages..

so what can i say ? does the single payer system work ? for some it does, and some it doesnt ..

but then again, i paid for a lot and gotr very little out of it..

2009-11-21 11:07 AM
in reply to: #2524895

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Master
2287
2000100100252525
Calgary, Alberta
Subject: RE: Canadian Health Care
ScoopJackson - 2009-11-21 8:34 AM Thanks for the information. That all seems reasonable to me considering the low rates you pay for healthcare. Perhaps the stories you hear on the news occasionally about Canadians having to wait for months at a time for medical procedures are exaggerated?


I think it depends on what the medical procedure is.  As you've read here - some folks have to wait an unreasonable amount of time for MRI's and orthopedic surgery.  My dad did not have to wait an unreasonable amount of time for his heart surgery.

So why is it you folks don't have to wait as long in the States as we do?  Do you have more doctors and hospitals on a per capita basis that we do?  If so then why is it we don't have as many?  Are your doctors being paid more than ours?
2009-11-21 1:08 PM
in reply to: #2524895

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The Land of Ice and Snow
Subject: RE: Canadian Health Care
ScoopJackson - 2009-11-21 10:34 AM Thanks for the information. That all seems reasonable to me considering the low rates you pay for healthcare. Perhaps the stories you hear on the news occasionally about Canadians having to wait for months at a time for medical procedures are exaggerated?


No........its not an exaggeration at all............ 
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