Got hit by a car today (Page 3)

Glad to hear you seem to be in one piece.  I'd expect some soreness in the next few days.

Will your insurance cover your bike if hers doesn't?

Like others I hate these threads. Hope you heal fast mate.

1st -  I am glad you are okay and well enough to share what can happen on the road, no matter how vigilante you ride. 

2nd - Make sure to post pics of the new ride when you get it.

3rd - You just inspired a whole new handful of "I better shave my legs" dudes.

Heal up and get back on that saddle, brother.

Chris

Dude, aren't you like 6'3" 280 or something like that? I can only imagine the damage you did to her car!

In all seriousness, that's scary. Get well soon, kick butt at your IM.

I was earlier this year.  Fortunately for her, I've dropped about 30 lbs during my IM training.  :-)

It's a good day to be alive!

~Mike

Scares the heck out of me too Fred.  I guess a little humor is my attempt at dealing with it.  I can't stop thinking about how close I came to orphaning my two kids.

I went back to the scene of the crime this morning and took a couple of pictures.  The frist two are my view heading south.  She was coming from the east (left side of picture near the fence).  The 3rd picture is her view as she approached the stop sign.

~Mike

(My view on Lucas Ferry Heading south -1.jpg)

(My view on Lucas Ferry Heading south - 2.jpg)

(Her view heading west on Lindsey Rd.jpg)

(One of two cracks on my helmet.jpg)

Mike, I'm glad you're going to be ok. I hope the wife and kids aren't too shook up.

The one thing I think when looking at the pictures of the accident scene is "Where are the hills?"

Holy crap dude!!  Glad to hear it was not a lot worse than the pics show.  Your bike can be replaced.  A husband and father cannot .......

Heal up well, get the bike replaced and get back out in the saddle again!

I'm thinking the same thing as marmadaddy. With no tall structures or hills around to obstruct her view, just what was she looking at? Perhaps she was distracted with the radio or doing something else instead of paying attention to the street signs.

 I can't remember where I read this, but driver distractions and not paying attention are the number one cause of vehicle accidents.

 Glad you're alright. Enjoy your vacation and come back stronger and hungrier than  before, but with a renewed sense of gratefulness that you have a guardian angel riding with you.

 Mike - when the same thing happened to my wife (I referenced it in an earlier response), our insurance company handled everything as well.  Why?  I think since we have uninsured/underinsured coverage their "dog in the fight" was making sure the insurance company for the lady who hit my wife did cover everything they were supposed to.

As it was, it turned out to be good for us that they were.  The lady who hit my wife had minimum legal insurance, and it only covered half of the final $50k insurance payout.  Since our insurance had been handling the whole thing with them, we didn't have to deal with the hassle of figuring out who needed to cover and pay what. 

P.S. - Our LBS was a big help as well.  The driver's insurance at first wanted to only pay for depreciated cost of the bicycle.  Our LBS wrote up an estimate that essentially said since they wouldn't be able to find the exact same bike used, then her's wasn't replaceable - and instead stated what a new, equivalent bike would cost.  Of course, they put down retail plus cost of add-ons she'd done.  The LBS then didn't charge us retail for the new bike, which left some money for other bike toys.  The driver's insurance didn't argue, I think because they feared pushing too hard could lead to litigation.  (We had lots of pictures like you do.)

I can't believe she didn't see you in the hi vis, not to mention the stop sign.  It's scary that people allow themselves to be so distracted while driving.

Glad you're ok, and hope you're back on track soon!! 

You know, I always do this.  Both when I'm in my truck and especially when I'm on my bike.  My daddy told me when I was learning how to drive "Always assume that every one else on the road is a complete idiot and apt to do the unexpected."  I saw this car approaching the intersection and she was slowing down like she was going to stop and then, at the last minute, she floored it to shoot over through the intersection.  There was not time to react...it happened so fast. 

I keep going over this in my mind and I don't know what I could have done differently.  Had she not been slowing down like she was gonna stop I would have hit the brakes or taken the ditch but it looked like she was stopping.

~Mike

Thanks Richard.  This is good to know.  I don't know if we have 'uninsured motorist' or not but we have pretty good insurance (USAA) so I bet we have this too.  Did your wife get anything for 'pain and suffereing'?  I'm not looking to sue anyone and am not looking at this like a lottery ticket but it would be nice to get few bucks to mabye get some better aerobars or something. 

Cool.  I just dug out our auto insurance policy and we do have unisured motorist!  I feel much better now.  At least now I feel comfortable that, even if she doesn't have insurance, I will get compensated for my bike.  Whew! 

~Mike

scary scary scary!

may you heal quickly - take your multivits and eat well.  enjoy your vacation.