Subject: RE: I need help making a big decisionHow old are you?
In my situation, I'd pay off any debt I had (if there is any ) before I'd ever consider using that money for other purposes.
Then I'd ask myself whether my retirement portfolio was in order for real-world expenses when I want to retire.
THEN I'd consider the question you're asking. And for me, $15 wouldn't go far if it meant living off it for several months.
So I'd go ahead with the bike, thinking maye 3-4K there, and the rest using toward coaching, training, etc. Maybe travel to a destination race... |